Builder ads quote a Year-1 teaser payment that steps up later. I track every quick-move-in home in Utah County and recompute the honest, ongoing number — so you decide on what you’ll actually pay each month.
Across the 4 tracked homes where builders are advertising a teaser payment right now, the advertised number understates the honest one by $307–$673 every month.
These are real listings, refreshed weekly. The builder’s name is withheld here — buyers working with Stephanie see every home, every builder, every honest number.
Want the same math on your budget? Thirty seconds, below.
Tell me your target monthly payment and I’ll show you actual quick-move-in homes near it — builders named, honest payment on every one — the moment you hit the button. Then Stephanie follows up personally with the full picture.
New-construction incentives, rate buydowns, and lender credits can quietly beat a resale on the number that matters — what you pay each month. I run the actual comparison so you’re deciding on real figures, not a sticker price.
Walk into a builder’s model unregistered and you can lose your right to your own agent — the on-site rep works for the builder, not you. I register you first, so you keep independent representation through the whole build.
Utah Housing, Loan to Own, FHA and USDA, Eagle Mountain’s MAP — the down-payment and assistance stack is a maze. I line up the programs you actually qualify for and stack them to close the gap.
In a new construction home, I look for every imperfection — and make sure each one gets corrected before you take possession. A lot of agents don’t do this. I’ve spent enough time inside builder construction to know what to look for, down to radon testing and the punch-list items most buyers never think to ask about.
On video, when you’re out of state. In person, when you’re not. By the time you step inside a home with me, I’ve already vetted it against your list.
Where the main water shut-off valve is. How often to change the air filter. How the appliances actually work. The boring details that turn a house into a home you can care for.
Every buyer I close with. Because moving is exhausting and the last thing you should be thinking about is what’s for dinner. Your kids are welcome at every step, too — I’m happy to keep them company so you can focus on the home.
Touring a new build this week? Let me register you first — before you lose your right to your own agent.
Call — (385) 330-7198Reach her at (385) 330-7198. If she’s with a client, you’ll hear back quickly — usually within the hour during business hours.
You’ll walk out of the call with three things: a quick read on your market, a clear sense of timing, and an honest answer to whatever’s keeping you up at night. If you’d like a CMA, I’ll send one.
A few natural paths: an in-person meeting at the home, a CMA delivered by email, a showing tour, or — when you’re ready — sending the agreement. No pressure on any of them.
Most clients have a second conversation within a week. Some take three months. Both are fine.
Call Stephanie — (385) 330-7198